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$18,900

Creek Drive, Monterey, TN 38574
Monterey, TN 38574
Listed by Donna Baisley · Baisley Hometown Realty, LLC
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

2 Acres in Cumberland Cove - Owner Financing Available Build your dream home on this beautiful 2-acre lot in Cumberland Cove, ideally located between Crossville and Cookeville, TN. This scenic property offers the perfect blend of privacy, natural beauty, and convenience, with a peaceful country setting just a short drive to shopping, dining, medical services, and local attractions. Utilities including electric, natural gas, water, and high-speed internet are available at the road, making development more convenient for your future custom home, vacation retreat, or primary residence. Located in the sought-after Cumberland Cove community, this property gives you the opportunity to enjoy the tranquility of Tennessee living while staying connected to nearby amenities. For community information and amenities, visit Cumberland Cove POA. Owner financing available, creating added flexibility for buyers. Don't miss this opportunity to own land in one of Middle Tennessee's most desirable rural communities. Call today for details! All information deemed reliable but not guaranteed; buyer to verify all information independently.

Property details

MLS #
1326515
Property type
Land
Subdivision
Cumb Cove Unit Iii
Status
Active
Days on market
219
On market date
January 15, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
2 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Burks Elementary
4.88 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
480
Student:teacher ratio
13.7:1
District
Putnam County
Middle
None found nearby
High
Monterey High School
5.19 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
594
Student:teacher ratio
17.0:1
District
Putnam County

Walkability

Blended score for Monterey's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

10
Very car-dependent
out of 100
EPA National Walkability Index
3.3 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Monterey, from live MLS data.

On the market 219 days -- 81 more days than Monterey's current average of 138 days.
For reference, the median list price across 121 active listings in Monterey right now is $164,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$264/mo
$3,780 down
$15,120 loan
Principal & interest$98
Property tax (est.)$16
Home insurance (est.)$150

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Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated July 22, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.