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$969,000

13 COLONIA CT
PALM COAST, FL 32137
Listed by Russ Mercer · FLORIDA HOMES REALTY & MORTGAGE GVILLE
Bedrooms
3
Bathrooms
3
Living area
2,411 sqft
Year built
1985

About this home

Resort-style waterfront living in Palm Coast! Nestled on a saltwater canal in a cul-de-sac with NO HOA fees, this fully furnished, turnkey, beautifully updated and meticulously maintained 3-bedroom, 3-bath home offers comfort, privacy, and the quintessential Florida lifestyle. With a private dock and boat lift, heated pool and spa, and expansive indoor-outdoor living spaces, this home was designed to make every day feel like a getaway. From the moment you enter, the spacious open floor plan creates an inviting sense of space and connection. Luxury vinyl flooring flows throughout the home, complemented by a cozy fireplace and multiple areas designed for comfortable living and entertaining. At the heart of the home is a stunning gourmet kitchen featuring quartz countertops, custom hardwood cabinetry, a 36-inch range, pot filler, oversized island with countertop outlets, and abundant storage. The bright laundry room adds even more functionality with its own skylight, quartz countertops, full sink, and custom cabinetry. Just off the kitchen, the wine bar, with direct access to the outdoor kitchen, makes entertaining effortless, whether hosting family and friends or enjoying a quiet evening at home. The primary suite offers a private retreat with a custom-designed oversized walk-in closet and a luxurious spa-inspired bathroom. Dual showers, a soaking tub, and a unique shower window overlooking a private garden create a peaceful space to unwind and enjoy the Florida lifestyle. The true showstopper is the seamless connection between the interior and the expansive pool lanai. Oversized sliding doors open completely, extending the living room, kitchen, and primary suite into the outdoor living space. Here, the heated pool and spa overlook the peaceful canal, while the dedicated pool bathroom, outdoor kitchen, al fresco dining area, and comfortable TV lounge create an exceptional setting for year-round entertaining. Start the morning with coffee by the water, enjoy an afternoon swim, or gather around the outdoor kitchen for sunset dinners with friends and family. For boating enthusiasts, the private dock and boat lift provide direct access to the Intracoastal Waterway, making it easy to get out on the water and enjoy everything Florida’s coast has to offer. At the end of the day, simply relax on the back patio and watch marine life move through the canal. The modern marine-grade cable railing preserves the open waterfront views without visual obstruction. The home has also been thoughtfully maintained and significantly improved, allowing you to move in and enjoy rather than take on major projects. Recent improvements include a 2022 roof, 2022 solar panels, 2018 dock and boat lift, 2025 HVAC, 2026 pool water heater, 2026 flooring, 2025 interior and exterior paint, 2020 water heater, updated 2026 light fixtures, and much more. Located just minutes from the beach, this exceptional waterfront retreat offers the best of coastal Florida living, boating, swimming, entertaining, relaxing, and enjoying beautiful waterfront surroundings, all from the comfort of home. Owner/Agent.

Highlights

WaterfrontPrivate poolFireplace

Property details

MLS #
MFRGC543203
Property type
Single Family Residence
Subdivision
PALM COAST SEC 16
Status
Active
Days on market
11
On market date
September 2, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.24 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
BELLE TERRE ELEMENTARY SCHOOL
2.46 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,360
Student:teacher ratio
16.4:1
District
FLAGLER
Middle
INDIAN TRAILS MIDDLE SCHOOL
2.43 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
911
Student:teacher ratio
20.2:1
District
FLAGLER
High
MATANZAS HIGH SCHOOL
1.15 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,716
Student:teacher ratio
24.9:1
District
FLAGLER

Walkability

Blended score for PALM COAST's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

45
Somewhat walkable
out of 100
EPA National Walkability Index
9.0 / 20 -- Below average walkable

Market position

How this listing compares to current activity in PALM COAST, from live MLS data.

On the market 11 days -- 99 fewer days than PALM COAST's current average of 110 days.
For reference, the median list price across 1,857 active listings in PALM COAST right now is $350,000.

Mortgage calculator

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Est. monthly payment
$5,985/mo
$193,800 down
$775,200 loan
Principal & interest$5,028
Property tax (est.)$808
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 12 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.