2 Family - 2 Units Up/Down at 126 Payson St, Fitchburg MA 01420, Fitchburg
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$399,900

126 Payson St, Fitchburg MA 01420
Fitchburg, MA 01420
Listed by Michele Mathieu
Bedrooms
4
Bathrooms
2.5
Living area
2,118 sqft
Year built
1900

About this home

Move-In Ready Two-Family Home with In-Law Potential! Welcome to this spacious, move-in-ready two-family home offering flexibility, character, and plenty of living space! The first floor features an updated, spacious kitchen with butcher-block countertops, reset lighting and bamboo hardwood flooring and a convenient half bath. The large dining room is perfect for entertaining and showcases a gorgeous slate wood-burning fireplace, creating a warm and inviting atmosphere during the winter months. Upstairs, the main living space offers the potential for three bedrooms, along with a newly renovated bathroom featuring beautiful ceramic flooring and a relaxing spa tub .Looking for an in-law setup, additional living space, or rental income? The cozy one-bedroom basement apartment offers its own kitchen with new cabinets, providing excellent flexibility for extended family or an additional income opportunity. Enjoy summer barbecues and outdoor gatherings in the backyard while being conveniently located just minutes from Route 2, the commuter train station, Market Basket, shopping, restaurants, parks, and Fitchburg State University. Great location + flexible living options + income potential = an opportunity you won't want to miss!

Highlights

Fireplace

Property details

MLS #
73575336
Property type
2 Family - 2 Units Up/Down
Subdivision
N/A
Status
Active
Days on market
14
On market date
September 10, 2026
Stories
3
Total bathrooms
2.5
Garage spaces
N/A
Parking spaces
2
Lot size
0.06 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
South Street Elementary
0.49 mi away · Grades -1-4
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
586
Student:teacher ratio
12.7:1
District
Fitchburg
Middle
Arthur M Longsjo Middle School
0.59 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
648
Student:teacher ratio
13.5:1
District
Fitchburg
High
Goodrich Academy
0.76 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
158
Student:teacher ratio
19.8:1
District
Fitchburg

Walkability

Blended score for Fitchburg's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

89
Highly walkable
out of 100
EPA National Walkability Index
16.8 / 20 -- Most walkable
Nearby-amenity density
95 / 100
Restaurants & cafes20
Grocery stores5
Parks18
Schools20
Transit stops20
Pharmacies1

Market position

How this listing compares to current activity in Fitchburg, from live MLS data.

On the market 14 days -- 69 fewer days than Fitchburg's current average of 83 days.
For reference, the median list price across 330 active listings in Fitchburg right now is $399,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,558/mo
$79,980 down
$319,920 loan
Principal & interest$2,075
Property tax (est.)$333
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 11 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.