Retail at 454 MAIN ST, SAFETY HARBOR
Retail at 454 MAIN ST, SAFETY HARBOR, photo 2 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 3 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 4 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 5 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 6 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 7 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 8 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 9 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 10 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 11 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 12 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 13 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 14 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 15 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 16 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 17 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 18 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 19 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 20 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 21 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 22 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 23 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 24 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 25 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 26 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 27 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 28 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 29 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 30 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 31 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 32 of 33
Retail at 454 MAIN ST, SAFETY HARBOR, photo 33 of 33
33 photos

$3,999,000

454 MAIN ST
SAFETY HARBOR, FL 34695
Listed by KELLER WILLIAMS TAMPA PROPERTIES
Bedrooms
N/A
Bathrooms
N/A
Living area
9,605 sqft
Year built
1918

About this home

We are proud to exclusively market for sale Harbor Inn on Main, a rare generational asset located in the heart of one of America's most celebrated small towns. With 155 feet of frontage on vibrant Main Street—recently ranked #10 Best Main Street in the U.S. and #5 Best Small Town in the South by USA Today—this mixed-use property offers unmatched charm, versatility, and income potential. Built in 1918 and meticulously maintained, the property features 9,605 SF under roof and 2,599 SF of balcony space. Zoned Main Street Marketplace (MSM), this historic gem supports a wide variety of permitted uses including retail, multi-family, office, hospitality, and entertainment. Currently operating as a hybrid LTR/STR top-rated Airbnb Superhost with (8) turnkey apartment units—(6) one-bedrooms and (2) studios—each with full kitchens and baths. This income-generating property is perfect for investors or owner-occupiers. An opportunity also exists to expand with a 9th additional unit or owner/manager’s suite. The ground-floor retail space is elevated above street level and flooded with natural light, offering excellent visibility and a welcoming Main Street presence. Total retail square footage is equal to 2,983 SF and is currently rented month to month offering flexibility for an owner operator to occupy or generate longer term income. Recent capital improvements include a new roof (2020) on the primary building and new HVAC with ductwork (2023) in the retail space. Additional highlights: 14 private parking spaces, Garage/storage space, Located in Flood Zone X, Just blocks from the iconic Safety Harbor Spa, Two majestic “Great Oaks” on site, Steps away from the lively Third Friday Street Festival—a monthly downtown celebration of music, art, food, and community. This is more than a property—it’s a piece of Safety Harbor history with modern upside. Contact us today for details or to schedule a private tour.

Property details

MLS
Stellar MLS
MLS #
MFRTB8381286
Property type
Retail
Subdivision
GREEN SPGS
Status
Active
Days on market
255
On market date
May 1, 2025
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.45 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
SAFETY HARBOR ELEMENTARY SCHOOL
0.3 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
665
Student:teacher ratio
14.1:1
District
PINELLAS
Middle
SAFETY HARBOR MIDDLE SCHOOL
0.65 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,012
Student:teacher ratio
18.4:1
District
PINELLAS
HighCharter
ENTERPRISE CHARTER HIGH SCHOOL
1.83 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
366
Student:teacher ratio
30.5:1
District
PINELLAS

Walkability

Blended score for SAFETY HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

98
Highly walkable
out of 100
EPA National Walkability Index
19.7 / 20 -- Most walkable

Market position

How this listing compares to current activity in SAFETY HARBOR, from live MLS data.

On the market 255 days -- 64 more days than SAFETY HARBOR's current average of 191 days.
For reference, the median list price across 134 active listings in SAFETY HARBOR right now is $499,450.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$24,232/mo
$799,800 down
$3,199,200 loan
Principal & interest$20,750
Property tax (est.)$3,333
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 11, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.