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$235,000

3323 SAINT JOHNS AVE
PALATKA, FL 32177
Listed by Frank Perez-Andreu · KELLER WILLIAMS REALTY ATLANTIC PARTNERS (ST. AUG)
Bedrooms
N/A
Bathrooms
N/A
Living area
1,003 sqft
Year built
1950

About this home

Position your business in the heart of Palatka, a historic riverfront community experiencing renewed growth through private investment, infrastructure improvements, industrial expansion, and downtown revitalization. Conveniently located along the St. Johns River between St. Augustine, Jacksonville, Gainesville, and Ocala, Palatka continues to attract homeowners, investors, developers, and businesses seeking opportunity within Northeast Florida. Located along one of the city's busiest streets, this property offers excellent visibility and is zoned C-1A Neighborhood Commercial, allowing for a variety of potential uses, including professional or business offices, service establishments, medical or dental offices, and other approved commercial purposes. Currently, it is operated as a coffee and wine bar. The building features recent updates to the electrical system, kitchen, bathroom, HVAC system, and tankless water heater. Additional highlights include a wired security system, exterior security lighting, an inviting outdoor patio, a beautifully fenced backyard, and a large, illuminated steel sign frame offering outstanding exposure for your business signage. With its flexible commercial zoning, prominent location, updated features, and placement within a growing Northeast Florida market, this property presents an excellent opportunity for an owner-user, professional practice, or business investor.

Property details

MLS
Stellar MLS
MLS #
MFRFC319977
Property type
Restaurant
Subdivision
N/A
Status
Active
Days on market
1
On market date
July 15, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.24 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
WILLIAM D. MOSELEY ELEMENTARY SCHOOL
0.96 mi away · Grades 0-6
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
598
Student:teacher ratio
16.6:1
District
PUTNAM
MiddleCharter
PUTNAM ACADEMY OF ARTS AND SCIENCES
0.23 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
173
Student:teacher ratio
21.6:1
District
PUTNAM
High
PALATKA JR - SR HIGH SCHOOL
0.39 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,661
Student:teacher ratio
21.9:1
District
PUTNAM

Walkability

Blended score for PALATKA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

69
Walkable
out of 100
EPA National Walkability Index
13.0 / 20 -- Above average walkable
Google Places amenity density
75 / 100
Restaurants & cafes20
Grocery stores5
Parks0
Schools10
Transit stops0
Pharmacies7

Market position

How this listing compares to current activity in PALATKA, from live MLS data.

On the market 1 days -- 113 fewer days than PALATKA's current average of 114 days.
For reference, the median list price across 71 active listings in PALATKA right now is $189,700.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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/mo
Est. monthly payment
$1,565/mo
$47,000 down
$188,000 loan
Principal & interest$1,219
Property tax (est.)$196
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated July 16, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.