101 E First Street, Lowell, NC - 101 E FIRST Street, Lowell
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101 E First Street, Lowell, NC - 101 E FIRST Street, Lowell
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100 Main Street Inside - 101 E FIRST Street, Lowell
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upstairs to 101 E First Street, Lowell NC - 101 E FIRST Street, Lowell
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Upstairs -101 E First Street - 101 E FIRST Street, Lowell
Upstairs - 101 E FIRST Street, Lowell
Basement -101 E First Street - 101 E FIRST Street, Lowell
101 E First Steet - 101 E FIRST Street, Lowell
100 Main Street - 101 E FIRST Street, Lowell
48 photos

$575,000

101 E FIRST Street
Lowell, NC 28098
Listed by Tina Clark · Century 21 Town & Country Rlty
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
1921

About this home

This is not just a building — it’s a piece of Lowell’s history waiting for its next chapter. Built in 1921, this former bank sits proudly on the corner of E First Street in the heart of Historic Downtown Lowell. Solid brick, full of character, and still home to the original bank vault, it offers the kind of charm and authenticity you simply can’t recreate. Positioned on a corner lot with strong street visibility, this property gives you presence. Whether you’re dreaming of a café, office space, studio, salon, or multi-tenant investment, the layout allows for up to three separate business spaces. There’s also a connecting doorway to 100 Main Street, giving you the flexibility to keep everything unified or operate independently. Upstairs, you’ll find additional square footage (1755sqft) perfect for offices, creative studios, co-working space, or potential future residential use (buyer to verify). The walkable location puts you steps from parks, city hall, local shops, and ongoing downtown development — exactly where foot traffic and community activity are growing. Lowell is a town on the rise, known for its mill-town roots, close-knit community, and revitalized downtown energy. With quick access to I-85 and less than 20 minutes to Charlotte, this location blends small-town character with big-city convenience. Whether you envision a modern café built around the original vault, retail space with historic charm, or a multi-use investment property, 101 E First Street is a rare opportunity to own something truly special in one of Gaston County’s most charming downtowns.

Property details

MLS
Canopy MLS
MLS #
CAR4325996
Property type
Retail
Subdivision
N/A
Status
Active
Days on market
305
On market date
November 29, 2025
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Lowell Elementary
0.99 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
402
Student:teacher ratio
13.4:1
District
Gaston County Schools
Middle
Holbrook Middle
0.27 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
751
Student:teacher ratio
18.8:1
District
Gaston County Schools
High
Ashbrook High
2.2 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
1,269
Student:teacher ratio
18.7:1
District
Gaston County Schools

Walkability

Blended score for Lowell's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

59
Somewhat walkable
out of 100
EPA National Walkability Index
9.8 / 20 -- Below average walkable
Google Places amenity density
73 / 100
Restaurants & cafes11
Grocery stores2
Parks4
Schools4
Transit stops0
Pharmacies1

Market position

How this listing compares to current activity in Lowell, from live MLS data.

On the market 305 days -- 205 more days than Lowell's current average of 100 days.
For reference, the median list price across 20 active listings in Lowell right now is $262,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,613/mo
$115,000 down
$460,000 loan
Principal & interest$2,984
Property tax (est.)$479
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 23 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.