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Dining Area Virtually Staged - Cornelius

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Living room Virtually Staged - Cornelius

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Hallway leading to Owner's Suite - Cornelius

Owner's Suite Virtually Staged - Cornelius

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Finished lower level, flex space - Cornelius

45 photos

$635,000

Cornelius, NC 28031

Listed by Alison Alston · EXP Realty LLC Ballantyne

Bedrooms

Bathrooms

Living area

2,497 sqft

Year built

1983

About this home

Lake Norman Living at an Unbeatable Value - Welcome to Bahia Bay. Nestled on nearly half an acre of wooded land in the sought-after Bahia Bay community, this charming 3-bedroom, 3-bath home puts the best of Lake Norman right at your fingertips - without the waterfront price tag. Enjoy exclusive community access to a boat ramp, dock, paddlesport launch, and a lakefront picnic area that will make every weekend feel like a vacation. Inside, the open-concept main level is designed for easy living. The two-story family room flows seamlessly into the dining area and a chef-inspired kitchen features gleaming granite countertops and a spacious island perfect for entertaining. The owner's suite is conveniently located on the main level, offering privacy and comfort. Upstairs, two generously sized bedrooms share a full bath - ideal for family, guests, or a home office setup. The finished basement adds valuable flex space, ready to become your home gym, media room, or playroom. Step outside to enjoy front and rear porch decks, and gather around the fire pit in your private, wooded backyard - a true outdoor retreat. Pull right into the oversized concrete driveway with room for 3+ vehicles and head straight to the water. With easy access to all that Lake Norman has to offer, this home checks every box. Lake life is calling - come answer it.

Property details

MLS #: CAR4387095
Property type: Single Family Residence
Subdivision: Bahia Bay
Status: Active
Days on market: 29
On market date: May 29, 2026
Stories: N/A
Total bathrooms: 3
Garage spaces: N/A
Parking spaces: N/A
Lot size: N/A

Location

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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary

Cornelius Elementary

1.62 mi away · Grades 0-5

Zoned school (attendance boundary, 2015-16 data)

4.0

Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating

State rating: B (2025)

Enrollment: 554
Student:teacher ratio: 15.0:1
District: Charlotte-Mecklenburg Schools

Middle

Bailey Middle

3.39 mi away · Grades 6-8

Zoned school (attendance boundary, 2015-16 data)

3.7

Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating

State rating: B (2025)

Enrollment: 1,370
Student:teacher ratio: 17.3:1
District: Charlotte-Mecklenburg Schools

High

Cato Middle College High School

18.22 mi away · Grades 11-13

Zoned school (attendance boundary, 2015-16 data)

3.8

Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating

State rating: A (2025)

Enrollment: 166
Student:teacher ratio: 41.5:1
District: Charlotte-Mecklenburg Schools

Walkability

Blended score for Cornelius's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

Somewhat walkable

out of 100

EPA National Walkability Index

9.5 / 20 -- Below average walkable

Nearby-amenity density

33 / 100

Restaurants & cafes1

Grocery stores0

Parks3

Schools3

Transit stops0

Pharmacies0

Market position

How this listing compares to current activity in Cornelius, from live MLS data.

On the market 29 days -- 60 fewer days than Cornelius's current average of 89 days.

For reference, the median list price across 214 active listings in Cornelius right now is $537,000.

Mortgage calculator

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Home price

Down payment

Interest rate

Loan term

Adjust tax / insurance estimates

Property tax

% / yr

Home insurance

/mo

Est. monthly payment

$3,974/mo

$127,000 down

$508,000 loan

Principal & interest$3,295

Property tax (est.)$529

Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 27, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.