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24 photos

$160,000

514 Smith Street, Shelby, NC 28150
Shelby, NC 28150
Listed by Riz Siddiqui · Riz Realty LLC
Bedrooms
2
Bathrooms
2
Living area
N/A
Year built
1920

About this home

Situated on a desirable corner lot in one of Shelby’s fastest-growing pockets, this charming home is surrounded by booming new construction and vibrant development. Featuring a generously sized yard perfect for outdoor living, pets, or future expansion, this property also offers rare dual driveways, providing ample parking for guests, an RV, or boat storage. Inside, enjoy a cozy, low-maintenance layout that’s move-in ready or primed for custom updates. Located just minutes from downtown Shelby, local dining, shopping, and major commuter routes, this is an incredible opportunity for first-time buyers, downsizers, or savvy investors looking to capitalize on high-growth equity. Schedule your showing today before it's gone!

Property details

MLS
Doorify MLS
MLS #
10201183
Property type
Single Family Residence
Subdivision
Cotton Mill
Status
Active
Days on market
2
On market date
October 30, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
4
Lot size
0.0988 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Graham Elementary
0.74 mi away · Grades -1-4
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
209
Student:teacher ratio
12.3:1
District
Cleveland County Schools
Middle
Shelby Intermediate
2.99 mi away · Grades 5-6
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
412
Student:teacher ratio
13.7:1
District
Cleveland County Schools
High
Cleveland ECHS
3.08 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
215
Student:teacher ratio
21.5:1
District
Cleveland County Schools

Walkability

Blended score for Shelby's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

73
Walkable
out of 100
EPA National Walkability Index
11.0 / 20 -- Above average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores8
Parks9
Schools5
Transit stops12
Pharmacies4

Market position

How this listing compares to current activity in Shelby, from live MLS data.

On the market 2 days -- 93 fewer days than Shelby's current average of 95 days.
For reference, the median list price across 347 active listings in Shelby right now is $279,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
% / yr
$
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Est. monthly payment
$1,114/mo
$32,000 down
$128,000 loan
Principal & interest$830
Property tax (est.)$133
Home insurance (est.)$150

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Data source: Listing information provided by Doorify MLS via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.