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$359,000

440 Swan Pond Cir Rd, Harriman, TN 37748
Harriman, TN 37748
Listed by Debby Hill · BHHS Dean-Smith Realty
Bedrooms
3
Bathrooms
1
Living area
N/A
Year built
1976

About this home

Discover a riverfront opportunity on 1.28 acres with more than 320 feet of shoreline on the Emory River/Watts Bar Lake. This rare property includes a site-built 1,200 SF cottage with a basement, plus a single-wide mobile home that needs a complete overhaul. Renovate, rebuild, or replace it with something new. The cottage offers 3 bedrooms and 1 bath, a galley kitchen, and a bright living room on the main level. The lower level features a family room, a third bedroom, and an oversized laundry/storage area with walk-out access. With gentle topography, generous shoreline, and flexible use options, this property invites vision. Build your dream riverfront home while living in the cottage, create a multi-generational retreat, or explore dividing the lot to maximize value. Whether you're seeking a personal getaway, an investment property, or a long-term development opportunity, 440 Swan Pond Circle delivers unmatched versatility on the water. This property is part of an estate and will be sold as-is with no warranty.

Property details

MLS #
1345410
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
62
On market date
June 20, 2026
Stories
N/A
Garage spaces
N/A
Lot size
1.28 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
Bowers Elementary
3.69 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
540
Student:teacher ratio
15.0:1
District
Roane County
Middle
Harriman Middle School
2.76 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
277
Student:teacher ratio
14.6:1
District
Roane County
High
Harriman High School
2.92 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
352
Student:teacher ratio
16.8:1
District
Roane County

Mortgage calculator

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Est. monthly payment
$2,312/mo
$71,800 down
$287,200 loan
Principal & interest$1,863
Property tax (est.)$299
Home insurance (est.)$150

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Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated 12 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.