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Virtual photo - 485 HARBOR RIDGE DR, PALM HARBOR
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 2 of 42
Entryway - 485 HARBOR RIDGE DR, PALM HARBOR
Main living space - 485 HARBOR RIDGE DR, PALM HARBOR
Main living room - 485 HARBOR RIDGE DR, PALM HARBOR
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 6 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 7 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 8 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 9 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 10 of 42
First floor half bath off of living room - 485 HARBOR RIDGE DR, PALM HARBOR
First floor half bath - 485 HARBOR RIDGE DR, PALM HARBOR
Primary bedroom second floor - 485 HARBOR RIDGE DR, PALM HARBOR
Primary bedroom - 485 HARBOR RIDGE DR, PALM HARBOR
Primary bedroom - 485 HARBOR RIDGE DR, PALM HARBOR
Primary walk in closet - 485 HARBOR RIDGE DR, PALM HARBOR
Primary bathroom - 485 HARBOR RIDGE DR, PALM HARBOR
Primary bathroom - 485 HARBOR RIDGE DR, PALM HARBOR
front bedroom - 485 HARBOR RIDGE DR, PALM HARBOR
front bedroom - 485 HARBOR RIDGE DR, PALM HARBOR
front bedroom - 485 HARBOR RIDGE DR, PALM HARBOR
Second floor hallway bath - 485 HARBOR RIDGE DR, PALM HARBOR
middle bedroom - 485 HARBOR RIDGE DR, PALM HARBOR
middle bedroom with walk in closet - 485 HARBOR RIDGE DR, PALM HARBOR
Laundry closet on 2nd floor - 485 HARBOR RIDGE DR, PALM HARBOR
2 car garage - 485 HARBOR RIDGE DR, PALM HARBOR
Screen lanai - 485 HARBOR RIDGE DR, PALM HARBOR
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 28 of 42
Pond view - 485 HARBOR RIDGE DR, PALM HARBOR
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 30 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 31 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 32 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 33 of 42
Community pool - 485 HARBOR RIDGE DR, PALM HARBOR
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 35 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 36 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 37 of 42
Close to Pinellas Trail and Trolly stop - 485 HARBOR RIDGE DR, PALM HARBOR
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 39 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 40 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 41 of 42
Floor plan - 485 HARBOR RIDGE DR, PALM HARBOR
42 photos

$373,999

Bedrooms
3
Bathrooms
2.5
Living area
1,700 sqft
Year built
2014
485 HARBOR RIDGE DR
PALM HARBOR, FL 34683
Listed by PALM PARADISE REALTY GROUP

Highlights

Property type
Townhouse
Lot size
0.07 acres
Garage
2 spaces
On market
150 days

About this home

MOTIVATE SELLER!! PLUS...Seller's preferred lender is offering a temporary 1% interest rate buydown for qualified buyers! Fall in love with this bright and inviting waterfront end-unit townhome in the desirable Harbor Ridge community of Palm Harbor! Offering 3 bedrooms, 2.5 baths, and a spacious 2-car garage, this two-story home blends comfortable everyday living with a peaceful pond setting and plenty of room to entertain. Imagine starting your morning with a fresh cup of coffee on the screened lanai, soaking in the tranquil water views before the day begins. Inside, soaring ceilings, abundant natural light, and an open-concept layout create a welcoming atmosphere perfect for gathering with friends, hosting family, or simply relaxing at home. The spacious living and dining areas flow seamlessly into the updated kitchen, featuring granite countertops, wood cabinetry, stainless steel appliances, a breakfast bar, and a walk-in pantry, making entertaining and everyday meals a breeze. All three bedrooms are located upstairs, providing a natural separation between the main living areas and private spaces. The upstairs primary suite offers beautiful pond views, a large walk-in closet, and an ensuite bath. Two additional bedrooms and the conveniently located laundry area are also upstairs, making laundry day a little easier. Tile flooring enhances the main level, while laminate flooring extends throughout the second floor. Thoughtful updates include hurricane-impact windows and sliders (2014), HVAC (2023), refrigerator (2024), dishwasher (2020), upgraded insulation, and flooring (2020). The attached two-car garage provides ample space to park two vehicles, with added convenience for everyday arrivals and departures. As an end unit sharing only one common wall, this home also offers an added sense of privacy. Enjoy the community lifestyle at Harbor Ridge, where residents have access to a refreshing community pool and cabana. Low HOA fees include exterior maintenance, grounds maintenance, cable, water, sewer, trash, and roof coverage, helping simplify homeownership. Love the Florida lifestyle? You're just minutes from Gulf beaches and approximately 15 minutes from Honeymoon Island State Park. Enjoy easy access to the local trolley route, Pinellas Trail, and the charming downtowns of Palm Harbor, Dunedin, and Tarpon Springs. Nearby US-19 puts shopping, dining, healthcare facilities, and Tampa International Airport within convenient reach. **Whether you're entertaining in the open living space, enjoying a quiet morning by the water, or heading out to explore everything Tampa Bay has to offer, this Harbor Ridge townhome is ready to welcome you home. Schedule your private showing today!**

Property details

MLS
Stellar MLS
MLS #
MFRTB8516650
Property type
Townhouse
Subdivision
HARBOR RIDGE OF PALM HARBOR
Status
Active
Days on market
150
On market date
June 10, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.07 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
TARPON SPRINGS FUNDAMENTAL ELE
1.76 mi away · Grades 0-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
269
Student:teacher ratio
14.2:1
District
PINELLAS
Middle
TARPON SPRINGS MIDDLE SCHOOL
2.48 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
651
Student:teacher ratio
18.1:1
District
PINELLAS
HighCharter
ST. PETERSBURG COLLEGIATE HIGH SCHOOL NORTH PINELLAS
1.35 mi away · Grades 10-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
209
Student:teacher ratio
41.8:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

46
Somewhat walkable
out of 100
EPA National Walkability Index
11.3 / 20 -- Above average walkable
Google Places amenity density
30 / 100
Restaurants & cafes0
Grocery stores0
Parks3
Schools1
Transit stops12
Pharmacies0

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 150 days -- 57 more days than PALM HARBOR's current average of 93 days.
For reference, the median list price across 761 active listings in PALM HARBOR right now is $400,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Adjust tax / insurance estimates
Est. monthly payment
$2,402/mo
$74,800 down
$299,199 loan
Principal & interest$1,941
Property tax (est.)$312
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS. Last updated 6 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.