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End unit townhome - 4725 OSPREY RIDGE CIR, PALM HARBOR
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 2 of 54
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 3 of 54
Osprey Ridge is a gated community - 4725 OSPREY RIDGE CIR, PALM HARBOR
Osprey Ridge community on beautiful Lake Tarpon - 4725 OSPREY RIDGE CIR, PALM HARBOR
Access to community dock and the lake - 4725 OSPREY RIDGE CIR, PALM HARBOR
Community dock - 4725 OSPREY RIDGE CIR, PALM HARBOR
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 8 of 54
Community pool - 4725 OSPREY RIDGE CIR, PALM HARBOR
Community pool and clubhouse - 4725 OSPREY RIDGE CIR, PALM HARBOR
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 11 of 54
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 12 of 54
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 13 of 54
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 14 of 54
Large Screened Porch - 4725 OSPREY RIDGE CIR, PALM HARBOR
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 16 of 54
Generator - 4725 OSPREY RIDGE CIR, PALM HARBOR
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 18 of 54
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 19 of 54
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 20 of 54
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 21 of 54
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 22 of 54
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 23 of 54
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 24 of 54
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 25 of 54
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 26 of 54
Powder Room - 4725 OSPREY RIDGE CIR, PALM HARBOR
1st Floor Primary Bedroom - 4725 OSPREY RIDGE CIR, PALM HARBOR
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 29 of 54
Primary Bath - 4725 OSPREY RIDGE CIR, PALM HARBOR
Primary Bath Shower - 4725 OSPREY RIDGE CIR, PALM HARBOR
Primary Walk-in Closet - 4725 OSPREY RIDGE CIR, PALM HARBOR
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 33 of 54
2nd Floor Loft - 4725 OSPREY RIDGE CIR, PALM HARBOR
2nd Floor Loft - 4725 OSPREY RIDGE CIR, PALM HARBOR
Bedroom #2 - 4725 OSPREY RIDGE CIR, PALM HARBOR
2nd Floor Bath - 4725 OSPREY RIDGE CIR, PALM HARBOR
Bonus Room on the 2nd Floor - 4725 OSPREY RIDGE CIR, PALM HARBOR
Bedroom #3 - 4725 OSPREY RIDGE CIR, PALM HARBOR
Separate Laundry Room - 4725 OSPREY RIDGE CIR, PALM HARBOR
Two-car Garage with extra storage to the left, and a sink. - 4725 OSPREY RIDGE CIR, PALM HARBOR
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 42 of 54
Osprey Ridge is located on beautiful Lake Tarpon - 4725 OSPREY RIDGE CIR, PALM HARBOR
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 44 of 54
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 45 of 54
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 46 of 54
Gated Entrance to Osprey Ridge - 4725 OSPREY RIDGE CIR, PALM HARBOR
Club House and Community Pool - 4725 OSPREY RIDGE CIR, PALM HARBOR
Community Pool - 4725 OSPREY RIDGE CIR, PALM HARBOR
Community Boat Ramp - 4725 OSPREY RIDGE CIR, PALM HARBOR
Community Dock - 4725 OSPREY RIDGE CIR, PALM HARBOR
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 52 of 54
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 53 of 54
Townhouse at 4725 OSPREY RIDGE CIR, PALM HARBOR, photo 54 of 54
54 photos

$475,000

Bedrooms
3
Bathrooms
2.5
Living area
2,046 sqft
Year built
2014
4725 OSPREY RIDGE CIR
PALM HARBOR, FL 34684
Listed by BENOOT REALTY

Highlights

Property type
Townhouse
Lot size
0.08 acres
Garage
2 spaces
On market
1 day

About this home

Welcome to Osprey Ridge, where you’re buying more than a townhome, you’re buying a lifestyle. This private gated community offers direct access to beautiful Lake Tarpon, along with the opportunity to enjoy boating, fishing, kayaking, and relaxed Florida living just steps from home. This spacious 3-bedroom, 2½-bath end-unit townhome offers 2,046 square feet of thoughtfully designed living space, a first-floor primary suite, flexible upstairs living areas, and an oversized two-car garage, all in a peaceful setting across from the community pool and convenient to the lake. The open-concept main level features soaring ceilings and a generous living and dining area with sliding doors that open to an oversized screened lanai and backyard, creating an easy connection between indoor and outdoor living. The kitchen offers solid maple cabinetry, granite countertops, a large pantry and comfortable breakfast nook. The first-floor primary suite provides the convenience of single-level living and includes a spacious en-suite bath and large walk-in closet with built-in storage. Upstairs, two additional bedrooms are complemented by a full bath, an open loft ideal for a second living or media area, and an additional flexible space well suited for a home office, fitness area or hobby room. The oversized garage includes an additional storage alcove with room for bicycles, water toys, a golf cart or workshop area. Additional features include a whole-house generator, tankless gas water heater, reverse-osmosis water filtration, water softener, and solar-powered garage and attic fans. At Osprey Ridge, Lake Tarpon becomes part of everyday life. The community offers a pool and private community access to the lake, including a boat ramp and dock for boating, kayaking, fishing or simply enjoying the waterfront setting. The property is located in Flood Zone X, adding another desirable feature to this lakefront-community lifestyle. And while Osprey Ridge feels peaceful and tucked away, it is also conveniently located near Honeymoon Island and Gulf beaches, area parks and recreation, shopping and dining along the US 19 corridor, and both Tampa International Airport and St. Pete/Clearwater Airport. It’s a setting that offers privacy and a relaxed residential feel while keeping you close to many of the destinations, conveniences and outdoor experiences that make the Florida lifestyle so appealing.

Property details

MLS
Stellar MLS
MLS #
MFRTB8563881
Property type
Townhouse
Subdivision
OSPREY RIDGE OF PALM HARBOR
Status
Active
Days on market
1
On market date
November 11, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.08 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
TARPON SPRINGS FUNDAMENTAL ELE
1.55 mi away · Grades 0-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
269
Student:teacher ratio
14.2:1
District
PINELLAS
Middle
JOSEPH L. CARWISE MIDDLE SCHOOL
2.25 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,155
Student:teacher ratio
18.0:1
District
PINELLAS
HighCharter
ST. PETERSBURG COLLEGIATE HIGH SCHOOL NORTH PINELLAS
0.49 mi away · Grades 10-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
209
Student:teacher ratio
41.8:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

62
Walkable
out of 100
EPA National Walkability Index
13.2 / 20 -- Above average walkable
Google Places amenity density
55 / 100
Restaurants & cafes13
Grocery stores0
Parks1
Schools1
Transit stops16
Pharmacies1

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 1 days -- 92 fewer days than PALM HARBOR's current average of 93 days.
For reference, the median list price across 761 active listings in PALM HARBOR right now is $400,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Adjust tax / insurance estimates
Est. monthly payment
$3,011/mo
$95,000 down
$380,000 loan
Principal & interest$2,465
Property tax (est.)$396
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS. Last updated 20 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.