Front Exterior - 4197 RIVER BANK WAY, PUNTA GORDA
Single Family Residence at 4197 RIVER BANK WAY, PUNTA GORDA, photo 2 of 75
Front Porch - 4197 RIVER BANK WAY, PUNTA GORDA
Living room by front door - 4197 RIVER BANK WAY, PUNTA GORDA
Living room looking towards family room - 4197 RIVER BANK WAY, PUNTA GORDA
Virtually Staged living room - 4197 RIVER BANK WAY, PUNTA GORDA
Living room with stairway - 4197 RIVER BANK WAY, PUNTA GORDA
Kitchen with stainless steel appliances - 4197 RIVER BANK WAY, PUNTA GORDA
Single Family Residence at 4197 RIVER BANK WAY, PUNTA GORDA, photo 9 of 75
kitchen counter separating the dining room - 4197 RIVER BANK WAY, PUNTA GORDA
Single Family Residence at 4197 RIVER BANK WAY, PUNTA GORDA, photo 11 of 75
kitchen on left dining room on right - 4197 RIVER BANK WAY, PUNTA GORDA
Single Family Residence at 4197 RIVER BANK WAY, PUNTA GORDA, photo 13 of 75
Single Family Residence at 4197 RIVER BANK WAY, PUNTA GORDA, photo 14 of 75
Single Family Residence at 4197 RIVER BANK WAY, PUNTA GORDA, photo 15 of 75
view from dining room into family room - 4197 RIVER BANK WAY, PUNTA GORDA
Living room - 4197 RIVER BANK WAY, PUNTA GORDA
Living Room - 4197 RIVER BANK WAY, PUNTA GORDA
Living room leading towards kitchen - 4197 RIVER BANK WAY, PUNTA GORDA
Living room with stairway and 1/2 bath downstairs - 4197 RIVER BANK WAY, PUNTA GORDA
Stairway and half bath - 4197 RIVER BANK WAY, PUNTA GORDA
Half wall between living room and family room - 4197 RIVER BANK WAY, PUNTA GORDA
Separation between living room and family room - 4197 RIVER BANK WAY, PUNTA GORDA
Family room - 4197 RIVER BANK WAY, PUNTA GORDA
family room - 4197 RIVER BANK WAY, PUNTA GORDA
Family room - 4197 RIVER BANK WAY, PUNTA GORDA
view from family room to dining and kitchen area - 4197 RIVER BANK WAY, PUNTA GORDA
Single Family Residence at 4197 RIVER BANK WAY, PUNTA GORDA, photo 28 of 75
Single Family Residence at 4197 RIVER BANK WAY, PUNTA GORDA, photo 29 of 75
Large pantry - 4197 RIVER BANK WAY, PUNTA GORDA
laundry room - 4197 RIVER BANK WAY, PUNTA GORDA
Top of stairs - 4197 RIVER BANK WAY, PUNTA GORDA
loft area at top of stairs - 4197 RIVER BANK WAY, PUNTA GORDA
Primary bedroom - 4197 RIVER BANK WAY, PUNTA GORDA
Virtually staged primary bedroom - 4197 RIVER BANK WAY, PUNTA GORDA
Primary bedroom - 4197 RIVER BANK WAY, PUNTA GORDA
Primary Bedroom - 4197 RIVER BANK WAY, PUNTA GORDA
Primary bathroom - 4197 RIVER BANK WAY, PUNTA GORDA
En Suite Primary bathroom - 4197 RIVER BANK WAY, PUNTA GORDA
Primary bathroom - 4197 RIVER BANK WAY, PUNTA GORDA
Primary Bathroom - 4197 RIVER BANK WAY, PUNTA GORDA
Primary Bathroom - 4197 RIVER BANK WAY, PUNTA GORDA
Primary Bathroom - 4197 RIVER BANK WAY, PUNTA GORDA
bedroom - 4197 RIVER BANK WAY, PUNTA GORDA
bedroom - 4197 RIVER BANK WAY, PUNTA GORDA
2nd bathroom with two sinks - 4197 RIVER BANK WAY, PUNTA GORDA
bedroom - 4197 RIVER BANK WAY, PUNTA GORDA
bedroom - 4197 RIVER BANK WAY, PUNTA GORDA
bedroom - 4197 RIVER BANK WAY, PUNTA GORDA
third bathroom - 4197 RIVER BANK WAY, PUNTA GORDA
bedroom - 4197 RIVER BANK WAY, PUNTA GORDA
bedroom - 4197 RIVER BANK WAY, PUNTA GORDA
bedroom - 4197 RIVER BANK WAY, PUNTA GORDA
view from bedrooms at top of stairs - 4197 RIVER BANK WAY, PUNTA GORDA
Single Family Residence at 4197 RIVER BANK WAY, PUNTA GORDA, photo 55 of 75
Back Patio - 4197 RIVER BANK WAY, PUNTA GORDA
Back Patio - 4197 RIVER BANK WAY, PUNTA GORDA
Backyard - 4197 RIVER BANK WAY, PUNTA GORDA
Backyard - 4197 RIVER BANK WAY, PUNTA GORDA
Backyard - 4197 RIVER BANK WAY, PUNTA GORDA
Backyard - 4197 RIVER BANK WAY, PUNTA GORDA
Single Family Residence at 4197 RIVER BANK WAY, PUNTA GORDA, photo 62 of 75
Back Patio - 4197 RIVER BANK WAY, PUNTA GORDA
Back Patio - 4197 RIVER BANK WAY, PUNTA GORDA
Backyard with patio - 4197 RIVER BANK WAY, PUNTA GORDA
Community area - 4197 RIVER BANK WAY, PUNTA GORDA
Community Playground - 4197 RIVER BANK WAY, PUNTA GORDA
Community Pool - 4197 RIVER BANK WAY, PUNTA GORDA
Community Pool - 4197 RIVER BANK WAY, PUNTA GORDA
Community pool area - 4197 RIVER BANK WAY, PUNTA GORDA
Charlotte Harbor Yacht Club nearby - 4197 RIVER BANK WAY, PUNTA GORDA
Charlotte Harbor Yacht club - 4197 RIVER BANK WAY, PUNTA GORDA
Charlotte Harbor near Fisherman's Village - 4197 RIVER BANK WAY, PUNTA GORDA
Fisherman's Village - 4197 RIVER BANK WAY, PUNTA GORDA
Marina near Fisherman's Village - 4197 RIVER BANK WAY, PUNTA GORDA
75 photos

$299,900

Bedrooms
5
Bathrooms
3.5
Living area
3,119 sqft
Year built
2007
4197 RIVER BANK WAY
PUNTA GORDA, FL 33980
Listed by COLDWELL BANKER REALTY

Highlights

Property type
Single Family Residence
Lot size
0.17 acres
Garage
2 spaces
On market
212 days

About this home

Some pictures are virtually staged. Enjoy stylish living in a Gated Community in this beautifully designed and spacious 5-bedroom, 3.5 bath home offering over 3,000 square feet of living space, perfect for comfortable everyday living and entertaining. The paver driveway and tile roof create attractive curb appeal as you arrive. Inside, the first floor features a generous living room, family room, and an open kitchen and dining area, providing plenty of room to gather and relax. Upstairs, you will find five bedrooms, three full bathrooms, and a versatile loft, ideal for a home office, play area, or additional lounge space. The primary suite is a true retreat, featuring two large walk-in closets, dual vanities, two toilets, and a spacious walk-through shower and tub. Step outside to an expansive backyard with a large paver patio and grassy area, perfect for outdoor dining or relaxing. Residents enjoy access to a community pool and fitness center, all within a secure gated entry that adds peace of mind. This home combines space, comfort, and desirable amenities in one inviting package. A/C replaced in 2021, W/H replaced in 2024, Interior painted 2025, Exterior painted 4 years ago. This home is conveniently located near shopping and restaurants, as well as Charlotte Harbor, Fisherman's Village, Sunseeker resort and a nearby hospital. Be sure to make an appointment to see this home. Seller will pay Title Insurance. Seller is in the process of changing flood zone from AE to X through FEMA.

Property details

MLS
Stellar MLS
MLS #
MFRN6143467
Property type
Single Family Residence
Subdivision
RIVER CLUB
Status
Active
Days on market
212
On market date
March 19, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.17 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
PEACE RIVER ELEMENTARY SCHOOL
1.74 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
576
Student:teacher ratio
14.0:1
District
CHARLOTTE
Middle
PORT CHARLOTTE MIDDLE SCHOOL
2.33 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
849
Student:teacher ratio
18.9:1
District
CHARLOTTE
High
CHARLOTTE HIGH SCHOOL
3.44 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,950
Student:teacher ratio
22.9:1
District
CHARLOTTE

Walkability

Blended score for PUNTA GORDA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

14
Very car-dependent
out of 100
EPA National Walkability Index
4.0 / 20 -- Least walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PUNTA GORDA, from live MLS data.

On the market 212 days -- 12 more days than PUNTA GORDA's current average of 200 days.
For reference, the median list price across 3,339 active listings in PUNTA GORDA right now is $174,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Adjust tax / insurance estimates
Est. monthly payment
$1,956/mo
$59,980 down
$239,920 loan
Principal & interest$1,556
Property tax (est.)$250
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.