Single Family Residence at 410 HARBOR DR N, INDIAN ROCKS BEACH
1 photo

$1,395,000

Bedrooms
3
Bathrooms
2
Living area
2,076 sqft
Year built
1980
410 HARBOR DR N
INDIAN ROCKS BEACH, FL 33785
Listed by CENTURY 21 BEGGINS

Highlights

Property type
Single Family Residence
Lot size
0.21 acres
Garage
2 spaces
On market
284 days
  • Waterfront
  • Private pool

About this home

Virtually Staged. Bring your waterfront vision to life in Indian Rocks Beach. Set on an oversized 68-by-120-foot lot with direct access to the Intracoastal Waterway and Gulf of Mexico, this property offers an exceptional opportunity for boaters, investors, builders, or buyers ready to create a custom coastal retreat. Enjoy waterfront living from day one with a private dock installed in 2024 and a 7,000-pound boat lift added in 2022. The property’s short-term-rental zoning provides an exciting income-producing possibility. The home experienced water intrusion during Hurricane Helene in 2024. Flooring has been removed, and professional remediation has not been completed. The property is being offered in its current condition, giving the next owner the flexibility to renovate, elevate, or explore building new. Schedule your private showing and explore the possibilities.

Property details

MLS
Stellar MLS
MLS #
MFRTB8450453
Property type
Single Family Residence
Subdivision
INDIAN BEACH RE-REVISED 20TH ADD
Status
Active
Days on market
284
On market date
November 21, 2025
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.21 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
ANONA ELEMENTARY SCHOOL
1.67 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
462
Student:teacher ratio
12.8:1
District
PINELLAS
Middle
LARGO MIDDLE SCHOOL
3.45 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
890
Student:teacher ratio
17.5:1
District
PINELLAS
High
LARGO HIGH SCHOOL
3.45 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,096
Student:teacher ratio
22.1:1
District
PINELLAS

Walkability

Blended score for INDIAN ROCKS BEACH's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

74
Walkable
out of 100
EPA National Walkability Index
13.2 / 20 -- Above average walkable
Google Places amenity density
85 / 100
Restaurants & cafes14
Grocery stores2
Parks12
Schools5
Transit stops20
Pharmacies1

Market position

How this listing compares to current activity in INDIAN ROCKS BEACH, from live MLS data.

On the market 284 days -- 167 more days than INDIAN ROCKS BEACH's current average of 117 days.
For reference, the median list price across 159 active listings in INDIAN ROCKS BEACH right now is $895,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Adjust tax / insurance estimates
Est. monthly payment
$8,551/mo
$279,000 down
$1,116,000 loan
Principal & interest$7,238
Property tax (est.)$1,163
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS. Last updated September 23, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.