Condominium at 2331 FINLANDIA LN #21, CLEARWATER
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45 photos

$127,000

Bedrooms
1
Bathrooms
1
Living area
825 sqft
Year built
1976
2331 FINLANDIA LN #21
CLEARWATER, FL 33763
Listed by ON TOP OF THE WORLD RE

Highlights

Property type
Condominium
On market
0 days

About this home

Enjoy comfortable Florida living in this clean, first-floor, one-bedroom, one-bathroom condo located in the desirable 55+ community of On Top of the World. The unit features luxury vinyl tile flooring throughout, two private patios, one in the front and one in the back, and the convenience of a dedicated parking space directly in front of your door. Its location near the community entrance and exit provides easy access. On Top of the World offers an abundance of amenities and activities for an active lifestyle, including private lake access for fishing and kayaking, activity centers, golf courses, swimming pools, organized clubs and activities, a dog park, tennis courts, shuffleboard, and so much more. Whether you're looking for relaxation, recreation, or an active social lifestyle, this condo offers a wonderful opportunity to enjoy all that On Top of the World has to offer! The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required.

Property details

MLS
Stellar MLS
MLS #
MFRTB8564644
Property type
Condominium
Subdivision
ON TOP OF THE WORLD
Status
Active
Days on market
N/A
On market date
November 5, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

ElementaryCharter
ATHENIAN ACADEMY
0.83 mi away · Grades 0-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
469
Student:teacher ratio
12.7:1
District
PINELLAS
Middle
CLEARWATER FUNDAMENTAL MIDDLE SCHOOL
2.18 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
761
Student:teacher ratio
20.0:1
District
PINELLAS
High
PINELLAS TELESCHOOL
1.79 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
60
Student:teacher ratio
30.0:1
District
PINELLAS

Walkability

Blended score for CLEARWATER's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

71
Walkable
out of 100
EPA National Walkability Index
10.2 / 20 -- Below average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores7
Parks5
Schools8
Transit stops20
Pharmacies7

Market position

How this listing compares to current activity in CLEARWATER, from live MLS data.

On the market 0 days -- 106 fewer days than CLEARWATER's current average of 106 days.
For reference, the median list price across 2,060 active listings in CLEARWATER right now is $220,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Adjust tax / insurance estimates
Est. monthly payment
$915/mo
$25,400 down
$101,600 loan
Principal & interest$659
Property tax (est.)$106
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS. Last updated 19 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.