$308,000

Bedrooms
3
Bathrooms
2
Living area
1,405 sqft
Year built
2021
1324 OCEAN SPRAY DR
RUSKIN, FL 33570
Listed by ELEVATED REALTY

Highlights

Property type
Single Family Residence
Lot size
0.17 acres
Garage
2 spaces
On market
191 days

About this home

Short Sale. Discover this immaculate, fully furnished home in Shell Cove, showcasing pristine condition, solar panels, and hurricane protection panels for all windows. This meticulously maintained, one-owner residence offers exceptional quality, efficiency, and security in a highly sought-after community. Designed for comfort and ease this home creates a seamless, turnkey opportunity for its next owner. Built with solid concrete block construction, the home features an open-concept layout with granite countertops, a complete appliance package, and an inviting living space centered around a cozy fireplace. Step outside to a spacious backyard that provides both privacy and a peaceful setting for outdoor enjoyment. Additional highlights include energy-saving solar panels and full hurricane shutter protection, delivering both cost efficiency and peace of mind. Residents of Shell Cove enjoy resort-style amenities such as a community pool, open-air cabana, basketball court, playground, and dog park. Conveniently located just minutes from I-75, the home offers easy access to shopping, dining, and local attractions. Schedule your private showing today to experience everything this property has to offer. MOTIVATED SELLER!

Property details

MLS
Stellar MLS
MLS #
MFRTB8488159
Property type
Single Family Residence
Subdivision
SHELL COVE PH 1
Status
Active
Days on market
191
On market date
March 22, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.17 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
RUSKIN ELEMENTARY SCHOOL
1.32 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
741
Student:teacher ratio
16.1:1
District
HILLSBOROUGH
Middle
SHIELDS MIDDLE SCHOOL
5.18 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,792
Student:teacher ratio
20.8:1
District
HILLSBOROUGH
High
LENNARD HIGH SCHOOL
2.89 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,259
Student:teacher ratio
22.1:1
District
HILLSBOROUGH

Walkability

Blended score for RUSKIN's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

30
Car-dependent
out of 100
EPA National Walkability Index
7.8 / 20 -- Below average walkable
Google Places amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks3
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in RUSKIN, from live MLS data.

On the market 191 days -- 85 more days than RUSKIN's current average of 106 days.
For reference, the median list price across 487 active listings in RUSKIN right now is $325,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Adjust tax / insurance estimates
Est. monthly payment
$2,005/mo
$61,600 down
$246,400 loan
Principal & interest$1,598
Property tax (est.)$257
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS. Last updated September 29, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.